Identity Theft Terms

Term

Definition

Additional Information

Identity Theft The act of stealing an individual’s personal information so that the thief can masquerade as that individual.

Identity theft can manifest by theft of: credit card numbers, bank account numbers, social security number, passwords to online accounts with financial institutions, etc.

Identity Fraud The act of masquerading as another individual, such as using another person’s credit card or checks or applying for credit under another person’s name.  
Phishing A scam in which an email is sent to an individual from someone claiming to be a legitimate business in the hope that the individual will be fooled into surrendering private information.

The email contains a link to a web site where the user is asked to provide personal information which the legitimate business should already have to confirm the individual’s identity.  But the web site is merely a front to steal the individual’s information.